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Last Updated: [Date]
Welcome to Grand Chartered Bank. These Terms of Service govern your use of our banking services, website, and mobile app. By accessing or using our services, you agree to comply with these terms and conditions.
**1. Eligibility**
You must be of legal age and have the legal capacity to open and maintain accounts with Grand Chartered Bank. You agree to provide accurate and complete information when opening accounts or using our services.
**2. Account Security**
You are responsible for maintaining the security of your account credentials. Do not share your login information with others. Notify us immediately if you suspect unauthorized access to your account.
**3. Use of Services**
a. **Personal Use**: Our services are for personal and non-commercial use only. You may not use our services for any illegal or unauthorized purposes.
b. **Prohibited Activities**: You agree not to engage in activities that may harm our systems, compromise security, or violate any applicable laws.
**4. Privacy**
We value your privacy. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.
**5. Fees and Charges**
Certain services may incur fees or charges. You agree to pay all applicable fees associated with your use of our services. Fee details are available on our website.
**6. Changes to Terms**
We may update these Terms of Service periodically. You will be notified of any significant changes. Your continued use of our services after such changes constitutes acceptance of the updated terms.
**7. Termination**
We reserve the right to terminate or suspend your access to our services at our discretion, without notice, for any violation of these terms or for any reason we deem necessary.
**8. Disclaimers**
a. **No Warranty**: We provide our services "as is" without warranties of any kind, express or implied.
b. **Limitation of Liability**: Grand Chartered Bank shall not be liable for any indirect, incidental, or consequential damages arising from the use of our services.
**9. Governing Law**
These terms are governed by the laws of [Jurisdiction]. Any disputes shall be resolved through arbitration or in a court of competent jurisdiction in [Jurisdiction].
**10. Contact Us**
If you have questions or concerns regarding these Terms of Service, please contact us at [support@grandchartered.com].
By using Grand Chartered Bank's services, you agree to abide by these Terms of Service. We are committed to providing you with secure and reliable banking services.
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